Privacy Policy

1. Information We Collect

BerriPay collects information necessary to provide our payment services:

• Account Information: Name, email, phone number
• Financial Information: Bank account details (securely stored by Stripe)
• Transaction Data: Payment amounts, dates, and merchant information
• Device Information: Device ID, operating system, app version
• Usage Data: App interactions, features used, performance data
• Location Data: Only when processing payments (for compliance)

2. How We Use Your Information

We use your information to:

• Process payments and facilitate tap-to-pay transactions
• Comply with legal and regulatory requirements
• Prevent fraud and ensure security
• Provide customer support
• Improve our services and develop new features
• Send important service updates and notifications

3. Information Sharing

We do not sell your personal information. We share information only:

• With Stripe: For payment processing and compliance
• With Law Enforcement: When legally required
• For Business Transfers: In case of merger or acquisition
• With Your Consent: When you explicitly authorize sharing

Payment card information is handled directly by Stripe and never touches our servers.

4. Data Security

We implement industry-standard security measures including:

• End-to-end encryption for all data transmissions
• Secure authentication and access controls
• Regular security audits and updates
• PCI DSS compliance through Stripe
• Secure data storage with encryption at rest

5. Family Accounts

For family sharing features:

• Primary account holders can view all family member transactions
• Family members can only see their own transaction history
• We require minimal information for family members (name and phone number)
• Primary account holders control all privacy settings for the family

6. Your Rights

You have the right to:

• Access your personal information
• Correct inaccurate information
• Delete your account and associated data
• Export your transaction history
• Opt-out of non-essential communications
• Restrict processing of your data

7. Data Retention

We retain your information for as long as necessary to:

• Provide our services
• Comply with legal obligations (typically 7 years for financial records)
• Resolve disputes and enforce agreements

You can request account deletion at any time, though some records may be retained for legal compliance.

8. California Privacy Rights

California residents have additional rights under CCPA including:

• Right to know what personal information is collected
• Right to delete personal information
• Right to opt-out of sale of personal information (we do not sell data)
• Right to non-discrimination for exercising privacy rights

9. Children's Privacy

BerriPay is not intended for children under 13. Primary account holders must be 18 or older. Family members under 18 can only use the service under parental supervision and consent.

10. International Data Transfers

Your information may be transferred to and processed in the United States. By using BerriPay, you consent to this transfer and processing.

11. Changes to This Policy

We may update this policy from time to time. We will notify you of material changes via email or in-app notification at least 30 days before they take effect.

12. Contact Us

For privacy-related questions or to exercise your rights, contact us at:

Email: privacy@berripay.com
Address: BerriPay, Inc., California, USA